Capital One Venture X Card from Capital One offers an attractive welcome bonus, generous annual credits and travel-oriented perks - enough to easily cover its $395 annual fee. However, that’s not all that’s packed into this powerful, little card.
Earnings
If you're an avid traveler looking to maximize your rewards, this Capital One Venture X Card may be your ideal credit card option. Offering two miles for every dollar spent makes this an attractive offer when compared with premium travel cards that may offer more lucrative rates for specific types of spending.
New cardholders may qualify for an attractive welcome bonus after fulfilling certain spending requirements, which could cover your annual fees within months of opening an account.
Capital One Venture X cardholders also benefit from Hertz President's Circle status, offering upgrades, unlimited free weekend car rentals and access to the widest selection of vehicles. In addition, Capital One Venture X Rewards Credit Card cardholders can connect their QuickBooks Online accounts in order to streamline future vendor payments and manage expenses easily from one central location. This can be especially helpful if you’re a business owner.
Since 2010, the Venture X has been an excellent choice for travel enthusiasts, due to its ease of use and high earnings potential. Unfortunately, its annual fee may disqualify someone from this option; however if you prefer cash back rewards over airline partners you might find another solution more suitable.
Lounge Access
With a Venture X card in your wallet, you'll earn up to 2 miles for every dollar spent and 5 miles when booking flights through Capital One Travel; in addition, hotels and car rentals earn 10 miles each! In addition, transfer miles between 18 partners for cash back or gift cards; plus receive a 5% bonus!
It gives you access to over 1,300 airport lounges - including free Priority Pass lounges for you and your guests - making this card the ideal way to start or extend any trip or work between flights. In addition, take advantage of your $100 credit for TSA PreCheck/Global Entry applications or travel-related purchase protection.
Venture X Business cards provide business travelers with several convenient features. You'll be able to link it with QuickBooks Online so you can streamline future vendor payments, while it also comes equipped with Visa Infinite Concierge services that allow them to make restaurant reservations, book tickets for concerts and sporting events and much more.
The Venture X card's annual fee of $95, in line with other premium travel cards, may seem steep at first. But you'll quickly recoup that cost through rewards earned - including 75,000 bonus miles after spending $4,000 within three months and 18 transfer partners that help you accumulate even more miles!
Travel Protections
This card provides primary rental car collision damage waiver and trip delay reimbursement, making it an excellent choice for road warriors. Its generous purchase protection policy reimburses eligible new retail purchases stolen or lost within 90 days from original purchase date (both inside and outside U.S) while return protection covers up to $10,000 per item and $50,000 per cardholder upon fully substantiated returns of eligible items purchased with it.
Notable among the Venture X's many features is its complimentary Priority Pass Select membership, providing access to over 1,300 airport lounges worldwide for you and two of your guests. An authorized user also gets their own complimentary Priority Pass Select membership; unlike many premium travel cards that charge extra for this perk.
As with the Capital One Venture X Card for business use, its personal version comes equipped with many useful travel and purchase protections like price monitoring and airline accident coverage. Parents looking to get their kids started in credit are likely to appreciate its convenience - parents who want them on track could even add authorized users without incurring an extra cost!
Other Benefits
The card comes equipped with a $100 statement credit each year to cover the application fees for Global Entry or TSA PreCheck applications, more than justifying its annual fee. Lounge access benefits for frequent travelers are another perk (https://www.cnn.com/cnn-underscored/travel/how-to-access-airport-lounges): cardholders can gain access to over 1,300 airport lounges via Priority Pass and Plaza Premium and bring two guests for free, and also enjoy top-tier status with Hertz for faster vehicle pickup and faster vehicle returns.
Capital one also offers it’s Venture X Business Card, offering all the same advantages as its personal version: lounge access, annual travel credits and more. With only $49 annual fees and an attractive sign-up bonus of 75,000 miles upon spending $4,000.
The Venture X card competes against other premium travel cards that provide more elite travel benefits, such as the Chase Sapphire Reserve or American Express Platinum Cards, that may come with higher annual fees but provide benefits such as airport lounge access or even complimentary Hilton and Marriott elite status (enrollment required).